If you don’t have the entire option consideration saved up, you have a few options:  Upfront option consideration can be borrowed, so find out if friends or family members are willing to help you out.  In certain situations, we may be willing to split your option consideration into two or three separate payments.  We also accept items in trade if you are a little short so if you have an extra vehicle, boat, ATV or something else of value, let us know.  Finally, we may be willing to trade work for equity if you’re interested in doing some fix-up prior to move in.

How long do I have to buy the house?

Our lease option timeframes are generally for 12 – 36 months.  We’ll want to match the house to your credit situation so you have plenty of time to get financing.

What if the property value goes down while I’m leasing the house?

No need to worry about declining real estate prices because you’re covered by the Washington Home Solutions “Never Lose Guarantee”.  When you’re ready to purchase, if the house doesn’t appraise for as much, or more than the purchase price that is agreed upon when you begin your lease, we’ll either extend your lease for free, and you get to keep the same low monthly payment, or we’ll sell it to you at the new appraised value.

What happens if I decide not to buy?

If you decide not to buy the house, you are released from all obligations without additional cost.  Your upfront option consideration is forfeited.

Will you check my credit?

We accept all kinds of credit situations, from good to ugly.  We would like to see a copy of your credit report before you move in, but mainly because we want to see what items that you’ll need to work on during your lease.  There may derogatory items on your credit that shouldn’t be there and knowing this in advance gives plenty of time to clear them up.  You can even pull a report yourself from one of the many credit reporting websites, and this will not show up as an inquiry on your credit.

Will you give me a loan if I can’t qualify through the bank?

If you can build up your down payment to 8% or more, we will offer guaranteed owner financing.

I found a house I like on this website, how do I apply?

You can download an application, fill it out and send to us through either fax or e-mail.  Our houses sell fast, so in order to have a faster response, you can call our office at 360-874-1560 and let us know that you are applying for one of our homes.
Once we receive your application, it usually takes us no more than 24-48 hours to process.

What do I do if I want a lease option, but I don’t see a house on the website that suits me?

If you don’t see what you’re looking for, be sure to fill our our buyer interest form so we can notify you when we get new properties.  If you have saved a sufficient down payment, there is a good chance that we can find the perfect property for you.